Home Loans for clients who need an urgent refinance, or have a bad credit history

Loan Request

Amount Requested

$

Personal Details

Applicant 1

Applicant 2

Surname

First Name

Middle Name

Date of Birth

Marital Status

Dependant Children?

Yes No

Ages of Children

Drivers License #

Drivers License expiry

Telephone Numbers

Home

Work

Mobile

email Address

Residential Details

Full Home Address

Mailing Address

Length of time at this address

Are you:

Name of owner/ agent

Monthly accommodation cost:

$

Phone #

If at this address less than 3 years, provide previous address.

Length of time at that address

Were you

Employment

Employment Status

Occupation

Length of time with employer

Employers Name

Employers Address

Emplyers Phone No. #

Previous Employment
(If at current employer less than 3 years please provide details of previous employer)

Employment Status

Occupation

Length of time with employer

Employers Name

Employers Address

Emplyers Phone No. #

Assets - include home, investments, cont, vehicles, etc.

Description

Value

$

Liabilities - include personal loans, store cards, credit cards, etc.

Lender:	$ Balance:	$ Limit:	$ Monthly Payment:

Budget

Figures below are:

Weekly Fortnightly

Income

Applicant 1 net income:

$

Applicant 2 net income:

$

Other income(overtime etc):

$

Government Assistance:

$

Banking Details

Financial Institution

Branch

Balance

$

References

Have you ever had, or are there now judgements or legal proceedings against you?

Yes No

If yes, please give details:

Details of the nearest relative not living with you:

Name

Address

Phone Number

Please give 2 personal references:

Reference 1

Reference 2

Name

Address

Phone

Details of Car to be purchased:

Year - Km's

Make - Model

Series - Variant

Auto / Manual

Trade-in (if any):

Year - Km's

Make - Model

Series - Variant

Auto / Manual

How did you find us?

TERMS AND CONDITIONS - Please Read Carefully

PRIVACY PROTECTION OF INFORMATION:

IMPORTANT NOTICE TO APPLICANT(S) FOR CREDIT (Section 18 (8)(c) Privacy Act 1988)

Please read carefully.

loans-now.com.au may give information about you to a credit reporting agency but only limited kinds of information allowed by the Privacy Act 1988 (Commonwealth) This includes:

* Identity particulars Ã,- this only includes your name, sex, date of birth, current known address, two immediate previous addresses, your current or last known employer, and your drivers licence number.
* The fact that you have applied for credit and the amount.
* The fact that loans-now.com.au is a credit provider to you.
* Payments overdue for at lease 60 days, which  loans-now.com.au has taken steps to recover.
* Advice that payments are no longer due.
* Cheques for an amount over $100, drawn by you which have been dishonoured more than once.
* The opinion of loans-now.com.au that you have committed a serious credit infringement
* When the credit to you has been discharged.

STATEMENT BY APPLICANT(S) FOR CREDIT.

Please read carefully before signing. When more than 1 applicant , each applicant to sign.

1. TYPE OF CREDIT

The credit I am applying for is wholly or primarily for a domestic, family or household purpose (consumer credit)

2. GIVING INFORMATION TO A CREDIT REPORTING AGENCY (SECTION 18E(8) (C) PRIVACY ACT 1988)

loans-now.com.au has informed me that it may give my personal information to a credit reporting agency.  I understand that loans-now.com.au can only give limited kinds of information which are set out in the Privacy Act 1988 and examples of which are listed previously.

	3.	EXCHANGING INFORMATION WITH OTHER CREDIT PROVIDERS (SECTION 18N(1) (B) PRIVACY ACT 1988)

I agree to loans-now.com.au checking personal information about me with any credit provider named in my application, and with other credit providers that may be named in a credit report issued by a credit reporting agency, for the following purposes.
* To assess my creditworthiness
* To assess an application by me for credit 
* To help me avoid defaulting on my credit obligations
* To notify a default by me
* The collection of overdue amounts

I understand that this information can include any information about my credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to give or receive from each other under the Privacy Act 1988.

4. CONSENT TO USE INFORMATION

I/We hereby authorise loans-now.com.au to use the personal information contained in this application, and if approved, supplying and administering the products and services to me for which I have applied.  I understand that in order to consider this application and if approved, in order for loans-now.com.au to supply the products and services to me for which I have applied, it may be necessary for loans-now.com.au to provide information contained in this application form to its related entities and other service providers, our agents as well as your agents and contractors, including your finance broker, accountant, legal adviser builder and settlement agent.  I / We represent that, if at any time we supply you with personal information about another person (for example a referee), we are authorised to do so and we agree to inform that person who you are and that you will use and disclose their personal information for the purpose set out above, and that they can gain access to that information.

5. DECLARATIONS

I declare that I am the owner of the assets listed in this application.

I declare that the information in this application is true and correct.

I declare that I am not an un-discharged Bankrupt, and there are no outstanding claims or judgements against me.

I understand that I am liable to pay loans-now.com.au reasonable costs and expenses in regards to processing this application and the preparation and stamping of any documents.

I understand that any false declaration will render any loan document null and void, and I will be liable to make full payment of any outstanding amounts plus interest owed to loans-now.com.au

By clicking the Submit Application button you confirm you have read and understand the terms and conditions above.